Currency Budget Calculator
Plan your travel budget across multiple currencies.
Units of destination currency per 1 unit of home currency.
How Travel Currency Budgeting Works
Planning a trip abroad usually starts with a daily budget in your home currency. Multiplying that daily budget by the number of days in your trip gives your total home currency budget. From there, applying an exchange rate converts that total, and your daily amount, into your destination currency so you know what to expect when you start spending. For example, a daily budget of 100 USD over 10 days is a total budget of 1,000 USD. At an exchange rate of 0.92, that is 920 EUR in total, or about 92 EUR per day.
Exchange Rate Considerations
Exchange rates change constantly and can vary depending on where and how you exchange money. Banks, ATMs, currency exchange counters, and card networks often apply their own margin on top of the underlying market rate, and may charge additional fees. To get a realistic picture of your travel budget, it is best to enter the specific rate offered to you, rather than a general published rate, since the amount you actually receive can differ from headline exchange rates.
FAQ
How does this calculator work?
Enter your daily budget in your home currency, the number of days you'll be traveling, and a manual exchange rate. The calculator multiplies your daily budget by the number of trip days to get your total home currency budget, then applies the exchange rate to show what that budget is worth in your destination currency.
Where do I find the exchange rate to enter?
You can find current exchange rates from your bank, a currency exchange service, or a financial news source. This calculator does not look up rates automatically, so use the rate that applies to your situation, such as the rate your card issuer or a local exchange counter offers.
Why might my destination budget differ from what I expect?
Banks, card networks, and currency exchange services typically add a margin on top of the mid-market exchange rate, and may also charge separate fees. Using the rate you will actually receive, rather than a published mid-market rate, gives a more realistic picture of your travel budget.
Should I use the same daily budget for every day of my trip?
Not necessarily. Costs such as accommodation, food, and activities can vary by destination and by day. This calculator uses a single daily budget figure; you can run it multiple times with different amounts if you want to plan for days with higher or lower expected spending.
Does this calculator update exchange rates automatically?
No. This calculator does not connect to any external service or API. You enter the exchange rate manually, so the result is only as accurate and up to date as the rate you provide.